ResaerPay Privacy Policy

 Privacy Policy for ResaerPay

Effective Date: November 10, 2023

This Privacy Policy explains how ResaerPay ("we," "our," or "us") collects, uses, and protects the personal information of users of our micro banking app ResaerPay. By using the App, you agree to the practices described in this Privacy Policy.

Information We Collect

We may collect the following types of information when you use our App:

  1. Personal Information: When you create an account, we may collect your name, email address, address, date of birth, and password for account setup.

  2. Financial Information: To provide banking services, we may collect sensitive financial information, including your credit card number, CVC, and expiry date locally on your device.

  3. Device Information: We may collect information about your device, including its operating system, unique device identifiers, and other technical data.

  4. Usage Information: We collect information about how you use our App, such as the pages you visit, the features you use, and your interactions with the App.

How We Use Your Information

We may use your information for the following purposes:

  1. Provide Services: We use your personal and financial information to provide banking services, process transactions, and manage your accounts.

  2. Third-Party Payment Processor: We share your sensitive financial information, such as credit card details, with a third-party payment processing company, Stripe, to facilitate transactions and payments.

  3. Improve the App: We may use your usage and device information to enhance the App's performance and user experience.

  4. Communicate with You: We may send you important notifications, updates, and marketing information through email, SMS, or in-app messages.

  5. Legal Compliance: We may use your information to comply with legal obligations and regulations.

Sharing Your Information

We share your sensitive financial information with the following entity:

  1. Third-Party Payment Processor: We share your credit card details with Stripe for transaction processing. Stripe has its privacy policy, which you can review on their website.

We do not sell your personal information to third parties. However, we may share your non-sensitive personal information with service providers who assist us in providing and maintaining the App.

Your Choices

You have the following choices regarding your personal information:

  1. Access and Update: You can access and update your personal information through the App's settings.

  2. Opt-Out: You can opt-out of receiving marketing communications by following the instructions in those communications.

Security

We take appropriate measures to protect your information from unauthorized access and disclosure. Sensitive financial information is stored locally on your device, and we do not store it on our servers.

Changes to this Privacy Policy

We may update this Privacy Policy to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any changes by posting the revised policy with an updated effective date.

Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at business@resaerpay.com

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